Business Insurance
Coverage Info-Workers Compensation
Workers' Compensation limits are statutory in every state. Intimate knowledge of your activities is necessary for an agent to help you assess your obligations. Work comp is necessary in nearly every employment situation. If you are an independent contractor working for a general contractor, you need workers' compensation insurance. If you are an employee of any business that isn't owned by a parent, your firm/company is required to provide workers' compensation insurance. Work comp is auditable-at the end of every policy year, you will be asked how much salary you paid to workers.
Calhoun Insurance Agency represents many different local, admitted carriers for workers' compensation insurance. Workers' compensation insurance provides benefits to employees for work-related injuries. Coverage includes medical care and a portion of lost wages when the employee is unable to work. This insurance also provides benefits for the employee's dependents if the employee dies during work-related duty. One of the more comprehensive aspects of work comp coverage is rehabilitation.
